About Us

We are transforming how you shop, pay and save…all with a touch of magic.

The Isis Story

Isis' founders - AT&T Mobility, T-Mobile USA and Verizon Wireless - had a vision: to bring mobile commerce to life. To achieve its vision, Isis knew it had to be a business of scale. Through broad participation from the merchants, banks and brands you already know and trust, Isis has convened an industry. Many of the things in your existing wallet or purse - payment cards, loyalty cards, even coupons and offers - can be loaded on the Isis Mobile Wallet®.

The Wallet app is PIN-protected and sensitive data is stored on a special chip in your phone called the Secure Element. If your phone is lost or stolen, one call or visit to our website can freeze payment cards loaded onto your Wallet and, if your smartphone still has a wireless connection, shut down the Wallet. If your phone is found, another call or website visit turns the Wallet back on.


Mike Abbott

As CEO, Michael Abbott leads Isis efforts to convene all necessary stakeholders and enable mobile commerce on a national scale, significantly modernizing the shopping experience and changing the way consumers pay and save.

Before joining Isis, Abbott spent nearly a decade with GE Capital. As CMO of the retail consumer finance division, he led strategy, marketing and product development for a host of world-class retail partners. Abbott helped transform GE Capital's private label cards division into a multi-product business driving billions in retail sales.

Prior to this, he launched a series of successful new card products as FleetBoston's executive vice president of marketing for credit card services. Abbott was also a partner at Mitchell Madison Group, where he built the firm's telecommunications practice and optimized mobile networks for major domestic and international financial services firms. Additionally, he analyzed electronic warfare intelligence data at Syracuse Research Corporation and conducted primary research for IBM Research's super-computer and communications group.

Abbott is a graduate of Stony Brook University, where he studied electrical engineering and mathematics. He holds a master's degree in electrical engineering and an M.B.A. in finance and accounting from Columbia University.

Stephen Ambrose

Stephen Ambrose brings to Isis more than 30 years of legal experience in the corporate, banking and consumer finance industries. As General Counsel and Secretary, Ambrose oversees the legal, compliance, and government relations functions for Isis.

Before joining Isis, Ambrose served as managing partner of BuckleySandler LLP's office in New York, where his practice focused on transactional and regulatory matters. Prior to this, Ambrose served in various General Counsel roles at General Electric for more than 20 years, including most recently for GE Money, Americas, where he led the legal, compliance and governmental relations functions serving GE Capital's banking and consumer finance units in the U.S., Canada and Latin America. Before joining GE, Ambrose was a corporate lawyer in New York at Morgan, Lewis and Bockius LLP and at Cadwalader, Wickersham & Taft LLP.

Ambrose earned his J.D. from Fordham University School of Law, where he served as editor of the Fordham Law Review. He also holds a bachelor's degree, cum laude, from The Wharton School at University of Pennsylvania.

Puneet Goel

As SVP-Finance and Chief Financial Officer, Goel oversees the FP&A, controller, internal audit, facilities and procurement functions. He started with Isis in March 2012 as head of strategic planning and analysis.

Goel has over 10 years of experience in consumer banking and payments. Before joining Isis, Goel held several leadership roles in Finance at Citigroup - most recently as the FP&A leader for Citigroup Holding's consumer lending businesses, which included U.S. Private Label Card business, U.S. Mortgage, Auto, Student loans and credit card portfolios in Western Europe. In this role, he was a strategic partner for the business, providing insightful financial analysis to support decisions to execute on the business strategy while optimizing capital deployment. Goel also worked at Capital One's internal strategy consulting group where he played a pivotal role on a variety of business development and new market opportunities.

Goel is a graduate of Indian Institute of Technology (I.I.T.) Bombay, where he studied mechanical engineering. He also holds an M.B.A. in finance and strategy from Carnegie Mellon University.

Scott Mulloy

As SVP-Technology and Operations, Scott Mulloy oversees the product development, project management, devices and enabling technologies, service management, and quality assurance, as well as infrastructure, architecture and security organizations.

Mulloy has more than 20 years of experience in information technology. Most recently, he served as CIO of GE Capital's commercial leasing and lending business. In this role, Mulloy was responsible for technologies supporting the leasing, loans, fleet, equity and wholesale product lines. He was also CIO for GE Capital's retail consumer finance (RCF) division, where he oversaw private label, bank card and prepaid systems. Specifically, Mulloy supported all systems supporting the private label offerings, led the launch of the dual cards on MasterCard, Visa, Discover and American Express, and implemented numerous merchant loyalty and offer programs.

Mulloy holds a bachelor's degree in electrical engineering from Clarkson University and is a published technology author.

Cie Nicholson

Cie Nicholson brings to Isis a wealth of marketing experience, both from the consumer products and retail sectors for both large and emerging brands. As SVP-Marketing, Nicholson is responsible for establishing and building the Isis brand nationally, as well as marketing across various channels to both the consumer and business segments.

Nicholson spent over a decade at PepsiCo where she was CMO for the Pepsi-Cola North America Division leading the growth and activation of a rich and diverse portfolio of brands, including Pepsi, Mountain Dew, Aquafina, Lipton tea, Starbucks and SoBe. Nicholson was also CMO for Equinox which included Equinox Fitness Clubs, Blink Fitness, Pure Yoga. At Equinox, she led key initiatives including developing their new ad campaign, upgrading members' in-club experiences as well as developing richer digital engagement. She has also worked on start-ups including: GamesThatGive (a gaming platform that integrates philanthropy and social gaming) and SkinnyEats (a uniquely designed low-calorie salad dressing). She has also consulted for Yext (a leading location software company) and Double Cross Vodka (a premium spirits brand).

Nicholson holds an MBA from Indiana University and a BS from University of Illinois.

Jim Stapleton

As SVP-Sales for Isis, Jim Stapleton is responsible for developing relationships with merchants, acquirers, issuers and other enterprise customers.

Prior to joining Isis, Stapleton spent more than 22 years with AT&T, where he was a key player in the development of the mobile commerce joint venture that became Isis. While at AT&T, Stapleton designed, implemented and operated direct sales organizations and indirect distribution channels, and was responsible for the launch of several flagship products. In his most recent role as executive director of business development, he led the development of AT&T's mobile payments market entry strategy, representing a key growth opportunity for the company.

Stapleton is a graduate of the University of Illinois, where he received bachelor's and master's degrees in electrical and computer engineering. He is also a graduate of the program for management development at Harvard Business School.